How mortgage holders can save €4,000-plus per annum by switching to fixed-rate products

Mortgage interest rates are at historic lows, but are set to rise. So now is the time to look at switching to fixed rates which could potentially cut €111,900 off the cost of a €300,000 mortgage over a 25-year term

Mortgage interest rates have just hit the floor with some lenders, and chances are they won’t be going any lower.

Historically, they’re at rock bottom. But the most important message for home buyers and potential switchers looking to lock into these low rates as we enter 2022 is this: don’t panic! Don’t grab the first fixed-rate product you can get. You have more than enough time before rates start to rise again. Most estimates are that it will be the end of the year or beyond before the hikes start…


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